Loan Analytics
Are you curious about how variable home loans work? This powerful spreadsheet is designed to help you analyse historical data from the Reserve Bank of Australia and gain a clear understanding of how variable mortgages function.
To learn more about the product and its features, please refer to the detailed tutorial available at the following link:
What You'll Get:
- Interactive Analysis: Input a budget, home loan details, and income to explore the possibilities of paying off a mortgage more quickly than the typical 30-year term. This tool allows you to see how different variables impact a repayment timeline.
- Insightful Features: Discover the potential benefits of variable loans, including flexibility and cost savings.
- Easy to Use: Simply download the Excel spreadsheet, and if you don’t have a Microsoft 365 account, sign up for a free one to access it. It’s fully compatible with Microsoft Excel Online!
Why This Tool?
Knowledge is power! Equip yourself with the insights you need to make informed decisions.
DISCLAIMER
Educational Content Only:
This program is intended solely for educational and informational purposes. It is designed to help understand how home loans work by analyzing historical data. The information provided by this tool is not financial, legal, or professional advice and may not always provide accurate results.
Learning Tool with Limitations:
This tool is in development and may not always provide the correct or complete information. It is meant for personal learning and experimentation at your own expense. Users should not rely on it for critical decisions without verifying the results through other means.
Personal Experience:
The tool and examples used are based on personal research and experiences. The outcomes generated by the program may not be applicable to your unique financial situation and may contain inaccuracies due to the nature of the tool.
Consult a Professional:
Before making any financial decisions, including those related to mortgages, home loans, or investments, consult with a qualified financial advisor, mortgage broker, or legal professional. They can provide guidance suited to your specific needs and circumstances.
No Liability:
By using this program, you acknowledge that the creator is not liable for any financial loss, damage, or consequences arising from its use. All decisions and actions you take based on the information provided by the program are solely your responsibility.
No Guarantees:
The results and estimates provided by this tool are for illustrative purposes only and are not guaranteed to be accurate. They do not guarantee any specific outcomes or financial savings. Interest rates, market conditions, and other variables may vary, and the creator makes no assurances regarding the accuracy or effectiveness of the program.
User Responsibility and Feedback:
By purchasing and using this program, you acknowledge and accept full responsibility for any financial decisions or actions taken based on its use. It is essential to consult a qualified financial professional before making any significant financial commitments. Your feedback on any inaccuracies or issues encountered is greatly appreciated and will help improve the tool in future versions.